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“I uploaded one CSV and the spending breakdown immediately flagged three forgotten subscriptions. $42/month just vanishing. That's over $500 a year. The category tracking alone paid for itself.”
“I knew I was overspending on food. I didn't know it was $400 a month until I saw the category breakdown. Seeing the actual number next to everything else in the dashboard hit different. I've cut it in half since.”
“My income changes every month so budgeting never worked. Prosperi's budget tools actually flex with that instead of assuming I make the same amount every pay period. First app that didn't make me feel behind.”
“I've told myself 'this is the year I start budgeting' five Januarys in a row. Every other app felt like homework. I uploaded a CSV, the dashboard just made sense, and I didn't have to configure anything.”
“I kept putting it off because I figured I'd just build something myself. I actually tried once and it was terrible. The CSV upload, the spending categories, the retirement projections. Prosperi does all of it and I didn't have to think about it.”
“I uploaded one CSV and the spending breakdown immediately flagged three forgotten subscriptions. $42/month just vanishing. That's over $500 a year. The category tracking alone paid for itself.”
“I knew I was overspending on food. I didn't know it was $400 a month until I saw the category breakdown. Seeing the actual number next to everything else in the dashboard hit different. I've cut it in half since.”
“My income changes every month so budgeting never worked. Prosperi's budget tools actually flex with that instead of assuming I make the same amount every pay period. First app that didn't make me feel behind.”
“I've told myself 'this is the year I start budgeting' five Januarys in a row. Every other app felt like homework. I uploaded a CSV, the dashboard just made sense, and I didn't have to configure anything.”
“I kept putting it off because I figured I'd just build something myself. I actually tried once and it was terrible. The CSV upload, the spending categories, the retirement projections. Prosperi does all of it and I didn't have to think about it.”
“I uploaded one CSV and the spending breakdown immediately flagged three forgotten subscriptions. $42/month just vanishing. That's over $500 a year. The category tracking alone paid for itself.”
“I knew I was overspending on food. I didn't know it was $400 a month until I saw the category breakdown. Seeing the actual number next to everything else in the dashboard hit different. I've cut it in half since.”
“My income changes every month so budgeting never worked. Prosperi's budget tools actually flex with that instead of assuming I make the same amount every pay period. First app that didn't make me feel behind.”
“I've told myself 'this is the year I start budgeting' five Januarys in a row. Every other app felt like homework. I uploaded a CSV, the dashboard just made sense, and I didn't have to configure anything.”
“I kept putting it off because I figured I'd just build something myself. I actually tried once and it was terrible. The CSV upload, the spending categories, the retirement projections. Prosperi does all of it and I didn't have to think about it.”
“I uploaded one CSV and the spending breakdown immediately flagged three forgotten subscriptions. $42/month just vanishing. That's over $500 a year. The category tracking alone paid for itself.”
“I knew I was overspending on food. I didn't know it was $400 a month until I saw the category breakdown. Seeing the actual number next to everything else in the dashboard hit different. I've cut it in half since.”
“My income changes every month so budgeting never worked. Prosperi's budget tools actually flex with that instead of assuming I make the same amount every pay period. First app that didn't make me feel behind.”
“I've told myself 'this is the year I start budgeting' five Januarys in a row. Every other app felt like homework. I uploaded a CSV, the dashboard just made sense, and I didn't have to configure anything.”
“I kept putting it off because I figured I'd just build something myself. I actually tried once and it was terrible. The CSV upload, the spending categories, the retirement projections. Prosperi does all of it and I didn't have to think about it.”
“I'm not bad with money, I just never had a system. I uploaded my CSV and within five minutes the dashboard had everything sorted by category. That was the moment I stopped putting it off.”
“I build financial models at work and was tracking my own money in a Google Sheet. The TFSA and RRSP planning tools actually made my registered accounts click in a way nothing else had. Wish I'd found it sooner.”
“I work in finance and was still winging the Canadian accounts stuff. The TFSA vs RRSP optimization tool showed me I'd been leaving money on the table for years. Not obvious even if you do this for a living.”
“Every other app wanted my bank login. Not happening. Prosperi works entirely from CSV uploads and that's why I tried it. Then the retirement projections and account breakdowns turned out to be genuinely useful.”
“I'm carrying a lot of student debt and I avoided looking at it for a long time. The financial planning tools didn't make it scary. They just showed me where I am and what's actually possible. It's weirdly motivating when you can see a path forward on the dashboard.”
“I'm not bad with money, I just never had a system. I uploaded my CSV and within five minutes the dashboard had everything sorted by category. That was the moment I stopped putting it off.”
“I build financial models at work and was tracking my own money in a Google Sheet. The TFSA and RRSP planning tools actually made my registered accounts click in a way nothing else had. Wish I'd found it sooner.”
“I work in finance and was still winging the Canadian accounts stuff. The TFSA vs RRSP optimization tool showed me I'd been leaving money on the table for years. Not obvious even if you do this for a living.”
“Every other app wanted my bank login. Not happening. Prosperi works entirely from CSV uploads and that's why I tried it. Then the retirement projections and account breakdowns turned out to be genuinely useful.”
“I'm carrying a lot of student debt and I avoided looking at it for a long time. The financial planning tools didn't make it scary. They just showed me where I am and what's actually possible. It's weirdly motivating when you can see a path forward on the dashboard.”
“I'm not bad with money, I just never had a system. I uploaded my CSV and within five minutes the dashboard had everything sorted by category. That was the moment I stopped putting it off.”
“I build financial models at work and was tracking my own money in a Google Sheet. The TFSA and RRSP planning tools actually made my registered accounts click in a way nothing else had. Wish I'd found it sooner.”
“I work in finance and was still winging the Canadian accounts stuff. The TFSA vs RRSP optimization tool showed me I'd been leaving money on the table for years. Not obvious even if you do this for a living.”
“Every other app wanted my bank login. Not happening. Prosperi works entirely from CSV uploads and that's why I tried it. Then the retirement projections and account breakdowns turned out to be genuinely useful.”
“I'm carrying a lot of student debt and I avoided looking at it for a long time. The financial planning tools didn't make it scary. They just showed me where I am and what's actually possible. It's weirdly motivating when you can see a path forward on the dashboard.”
“I'm not bad with money, I just never had a system. I uploaded my CSV and within five minutes the dashboard had everything sorted by category. That was the moment I stopped putting it off.”
“I build financial models at work and was tracking my own money in a Google Sheet. The TFSA and RRSP planning tools actually made my registered accounts click in a way nothing else had. Wish I'd found it sooner.”
“I work in finance and was still winging the Canadian accounts stuff. The TFSA vs RRSP optimization tool showed me I'd been leaving money on the table for years. Not obvious even if you do this for a living.”
“Every other app wanted my bank login. Not happening. Prosperi works entirely from CSV uploads and that's why I tried it. Then the retirement projections and account breakdowns turned out to be genuinely useful.”
“I'm carrying a lot of student debt and I avoided looking at it for a long time. The financial planning tools didn't make it scary. They just showed me where I am and what's actually possible. It's weirdly motivating when you can see a path forward on the dashboard.”
4.9★
Average Rating
$226
Avg. Monthly Savings
36 hrs
Time Saved / Year
All your accounts, in one place
Everything you need to understand your finances in one easy to use dashboard.
"Where's it all going?"
Finally see the answer. Your income, expenses, and everything in between, mapped out in seconds.
"Am I saving enough?"
Assign every saved dollar to what matters. The house, the trip, retirement. Watch your progress in real time.
"Why was last month so expensive?"
Tap any month, any category. Get the answer instantly instead of scrolling through bank statements.
"What am I forgetting?"
RRSP deadline, credit card due, insurance renewal. A personalized checklist so nothing falls through the cracks.
"Where's it all going?"
Finally see the answer. Your income, expenses, and everything in between, mapped out in seconds.
"Am I saving enough?"
Assign every saved dollar to what matters. The house, the trip, retirement. Watch your progress in real time.
"Why was last month so expensive?"
Tap any month, any category. Get the answer instantly instead of scrolling through bank statements.
"What am I forgetting?"
RRSP deadline, credit card due, insurance renewal. A personalized checklist so nothing falls through the cracks.
Your Data. Secure. Always.
We built Prosperi to analyze your spending, not exploit it.
PIPEDA Compliant
Federal Canadian privacy standards
Instant Deletion
CSV files deleted after processing
Encrypted Storage
Bank-level AES-256 encryption
Zero Data Selling
Your data is never sold. Ever.
What We Never Store
- Account numbers (full or partial)
- Credit/debit card numbers
- Banking passwords or credentials
- Your original CSV files
- Branch or routing details
What We Actually Store
- Transaction datee.g., "Dec 5, 2024"
- Amounte.g., "$23.45"
- Descriptione.g., "Tim Hortons"
That's it. No account numbers, no card details, no balances.
AI-Powered Financial Intelligence
Our AI acts like your own personal financial advisor, finding hidden ways to keep your budget on track and optimize your money.
Uncover Savings Opportunities
Discover money-saving opportunities you never knew existed with our advanced pattern recognition.
Find Hidden Money Drains
Spot forgotten subscriptions, duplicate charges, and services you don't use anymore.
Behavioral Spending Patterns
Understand your spending habits and behavioral triggers with detailed analytics and insights.
How Our AI Processes Your Data
Secure, private, and transparent
Categorization
Only uses descriptions: "Tim Hortons" → Food & Dining
Insights
Uses aggregated metrics, never raw transaction data
Canadian Tax Optimizer
Stop overpaying the CRA. Get back thousands on your tax return by optimizing your tax strategy!
Income Tax Calculator
Understand where every dollar from your paycheck goes before it hits your wallet.
Registered Accounts Planner
Plan your RRSP, TFSA, and FHSA contributions step-by-step. See your tax savings in 30 seconds.
Side-by-Side Comparison
Compare RRSP vs TFSA vs FHSA. See which account gives YOU the biggest tax break.
AI Tax Strategy (Coming Soon)
Get personalized tax recommendations based on your income and goals.
Income Tax Calculator
Understand where every dollar from your paycheck goes before it hits your wallet.
Registered Accounts Planner
Plan your RRSP, TFSA, and FHSA contributions step-by-step. See your tax savings in 30 seconds.
Side-by-Side Comparison
Compare RRSP vs TFSA vs FHSA. See which account gives YOU the biggest tax break.
AI Tax Strategy (Coming Soon)
Get personalized tax recommendations based on your income and goals.
See Your Financial Future
Run powerful simulations to see how your decisions today impact your financial independence tomorrow.
Net Worth Projections
See how your wealth grows over time
Freedom Calculations
When can you reach Financial Independence / Retire Early?
Investment Returns
Model different investment scenarios
What-If Scenarios
Model major life expenses and income changes
Net Worth Projections
See how your wealth grows over time
Freedom Calculations
When can you reach Financial Independence / Retire Early?
Investment Returns
Model different investment scenarios
What-If Scenarios
Model major life expenses and income changes
Real results, real fast
Built from the ground up to outperform manual tracking and basic budget templates.
AI Accuracy
Transaction categorization precision
Avg. Savings
Found per user monthly
Setup Time
Upload and start analyzing
Your money journey with Prosperi
Find hidden money.
- ✓Upload your bank & credit card CSVs
- ✓Spot forgotten subscriptions, duplicate charges & hidden fees
- ✓AI insights provide healthy spending alternatives
→ $226/month in savings found immediately
Optimize your accounts.
- ✓TFSA vs RRSP strategy set
- ✓FHSA contribution plan
→ Tax-free growth maximized
Ask why you didn't start years ago.
- ✓Financial independence timeline
- ✓Retirement planning tools
- ✓See when you can retire
Find hidden money.
- ✓ Upload your bank & credit card CSVs
- ✓ Spot forgotten subscriptions, duplicate charges & hidden fees
- ✓ AI insights provide healthy spending alternatives
→ $226/month in savings found immediately
Optimize your accounts.
- ✓ TFSA vs RRSP strategy set
- ✓ FHSA contribution plan
→ Tax-free growth maximized
Ask why you didn't start years ago.
- ✓ Financial independence timeline
- ✓ Retirement planning tools
- ✓ See when you can retire
Start your money journey today
Get started with ProsperiLess than a latte a month. Seriously.
Most users find $200+ in savings their first week. The app pays for itself.
- Unlimited transactions
- AI-powered insights
- Canadian tax calculator
- Financial simulations
- Multi-bank CSV support
- PIPEDA-compliant privacy
- Export reports
- Priority support
Billed annually at $89.88 + tax
* Compared to monthly plan
Is there a free trial?
Yes! Try Prosperi free for 7 days.
Can I cancel anytime?
Absolutely. No questions asked.
What payment methods?
All major credit cards via Stripe.
Frequently asked questions
Everything you need to know about Prosperi.
Still have questions? We're here to help.
Contact Support →