Capital Gains Tax Calculator Canada 2026
Use this capital gains tax calculator to estimate tax on stocks, crypto, or real estate gains under Canada's 2026 inclusion rules — 50% on the first $250,000 and 66.67% above (source: Department of Finance). Enter your net gains, capital losses to offset, and other income to see how much tax you owe and what you keep.
Capital Gains Details
Enter your net capital gains (proceeds minus adjusted cost base). As of 2026, the first $250,000 of gains is taxed at 50% inclusion; amounts above are taxed at 66.67% inclusion.
Other income affects your marginal tax rate on the gains.
$90,475
You keep after tax
Tax owed: $9,525
Effective rate
9.5%
Marginal rate
19.1%
Taxable amount
$50,000
2026 inclusion rate breakdown
50% of first $250K + 66.67% above. Federal: $7,000 · Provincial: $2,525
How Capital Gains Tax Calculator Canada 2026 Works
- Enter capital gains: Proceeds minus adjusted cost base (ACB).
- Add capital losses: Losses offset gains in the same year.
- Include other income: Employment income affects your marginal rate.
- Select province: Provincial tax rates vary.
Uses 2026 federal and provincial tax brackets. Capital gains are included in taxable income at 50% (first $250K) or 66.67% (above $250K) per Department of Finance 2026 rules. Tax is calculated on the taxable portion at your marginal rate.
Frequently Asked Questions
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